THINK ABOUT IT...

"How Rich in Real Estate Do You Think You Can Get If You Had UNLIMITED Amounts of Down Payment Cash at Your Fingertips. 

Just For The Asking?"

Yes, You CAN Get Rich in Real Estate...

• WITHOUT good credit,
• WITHOUT any money down, and
• WITHOUT any real estate experience!

ALL NEW NEVER-BEFORE-REVEALED REAL ESTATE CASH FLOW SYSTEM FOR 2008 - GET RICH NOW!

Yes, You CAN Become a Real Estate Millionaire!  Give Me a Few Minutes of Your Time and I'll Show You EXACTLY How!

From Monica Main
Real Estate Wealth Expert
Thursday -- 3:48 p.m.

Dear Future Real Estate Tycoon,

How are you?  My name is Monica Main and I'm a self-confessed business opportunity junkie.  If you've seen it on late night TV, I have it!  Any "system" - from Ron Legrand, John Beck, Carleton Sheets, John T. Reed, Russ Whitney, Robert Allen - I HAVE!  I even bought Carleton Sheets' course TWICE!  (I couldn't go without the "new and improved" version.)  I even have Dave del Dotto's and Tommy Woo's courses from way back when.  (Do you remember those two?)

Did any of these get-rich-quick "systems" really work?  Yes and no.  Some gave me good ideas but NONE were "complete" from start to finish.  I had to "cut and paste" from each system to get 70% of what I needed to become successful in real estate.  Unfortunately, the other 30% was missing!  Then, even worse, I had to "throw out" the 70% I learned and start over from scratch.

Yes, I wanted more than anything to make tons of money with real estate.  I knew that owning real estate was the most PROFITABLE way to make money because real estate will never go away and it will ALWAYS keep going up in value.  I don't care how "soft" the market is now.  Fifteen years from now property will be AT LEAST DOUBLE what it is now.  Also, every multi-millionaire, no matter how they made their millions (or billions), owns LOTS OF REAL ESTATE!

Check out these latest deals done in the past 90 days with NO CASH and NO CREDIT needed:

That's a monthly cash flow of $44,540 from only 90 days worth of work using NO CASH and NO CREDIT!  AND ANYONE CAN DO THIS!  I'm talking about "regular people" -- folks just like you -- who are getting filthy rich buying real estate with NO MONEY DOWN and NO CREDIT NEEDED!

WARNING:  CARLETON SHEETS, RON LEGRAND, ROBERT ALLEN ARE NOT TELLING YOU EVERYTHING!

Do you think I'm being too bold?  You tell me.  Is it considered a LIE if someone OMITS THE ESSENTIAL ELEMENTS OF THE TRUTH?

Yes, you can become successful in real estate.if you have good credit, money down, property owners who will sell BELOW market value, living in a city/state where good deals are abundant (and NOT in California or New York), and a best friend heading up the loan department at a local bank.  Right?

And they are leaving out the fact that they DON'T invest in real estate themselves (but just make money selling stuff to you, or shall I say, ripping you off?).

But MOST IMPORTANTLY, they are NOT TELLING YOU EVERYTHING about the "how" and "what" of buying real estate.Yes, you have to know HOW to invest and in WHAT TYPE OF PROPERTIES to invest in.  Here's a hint:  The money is NOT in "residential" real estate (which is why I had to "throw out" that 70% of "guru" real estate knowledge I acquired - because it's ALL about residential real estate investing).

THE "NO MONEY DOWN" DEAL IS A SCAM!

Am I contradicting myself?  After all, didn't I just promise that you can get real estate with "no cash and no credit"?  Yes, I did.  And I mean it!  When I say "no money down" I'm referring to none of your own money (and using other people's money or OPM, and I'll show you where to get it!)

Yes, you CAN do traditional no money down deals.  You can negotiate with an owner to do owner financing and actually get a property with NO MONEY of your own or borrowed from others or get a 100% loan.  One of my most successful real estate courses called the Real Estate Cash Flow System taught people how to get properties with NO MONEY through lease-option owner financing.  My course created a lot of very successful real estate investors.

One of the main elements of that course had to be changed because of the new market.  It was the "no money down" aspect.  What changed?  The market changed!  It became impossible to do lease-options or getting 100% mortgage financing without being "upside down" on the mortgage vs. rent.  What do I mean by this?  If you purchase a home with no money down, your mortgage payments will be higher than what you can reasonably charge for monthly rent.

I was watching some DVDs by a real estate "guru" about two months ago (to see what my competition is up to).  His course sales materials boast that you can get into real estate with NO MONEY DOWN.  In his videos, he proceeds to explain that you can get the owner to "take back" some or the entire mortgage.  That's great!

Then he says that you should get a lease-option for a year or more.  You have to entice the seller by offering a $10,000+ lease option fee (called earnest money).  Tell me if I'm wrong but, isn't that "money down"?  How is that a "no money down" deal when you have to pay for the lease option contract?  And where do you get that kind of money if you don't have it?

WHAT I'M ABOUT TO SHARE WITH YOU IN THIS REPORT IS MORE THAN MOST "GURUS" WILL SHARE IN THEIR ENTIRE SYSTEM!

NOTE:  If you're tired of the same rehashed, fluffed out, watered down lies about real estate written over and over again, keep reading.  The stuff I'm about to share with you will BLOW YOU AWAY! 

You will be so SHOCKED, AMAZED, and EXCITED and you definitely won't be getting any sleep tonight.or for the rest of the week for that matter.

REAL ESTATE IS THE ONLY WAY TO GO FROM $0 TO RICH IN THE SHORTEST AMOUNT OF TIME!

Real estate is still the BEST way to go to make quick money, create a long-term cash flow, and to build a strong and stable foundation of financial security to last a lifetime.  I've always known that it is the best way to make money starting from nothing.

I have recently seen two people in my life go from NOTHING (and I mean FLAT BROKE, living in their car) to multi-millioinaires many times over with real estate.  And within only 12 to 18 months!  AND YOU CAN TOO!  Anyone can!

I didn't want to just have merely enough money above and beyond my bills.  I wanted to be obscenely, extremely, outrageously RICH!  I wanted money POURING out of my pockets and diamonds DRIPPING off my body.  I wanted the best of the best and I was convinced, beyond a shadow of a doubt, that real estate was one of the ONLY vehicles that could take someone with NO MONEY, NO CREDIT, and NO EXPERIENCE to VERY WEALTHY within the SHORTEST amount of time.

Yes, there are other ways to make money like starting a huge company (takes start-up capital and time) or hitting it big in stocks (takes start-up capital and a learning curve to know what you are doing, and it's VERY stressful to trade).  With real estate, you can get started with NOTHING.  No experience, no licenses, no money, no skill, no mover-and-shaker attitude, no business acumen but only a drive to succeed. 

The nice part about real estate is that it will ALWAYS be around.  People will always need food, clothing, and shelter.  Even if the whole world falls apart, people will always need a place to live.  Even cavemen lived in.well, caves.  That was the first form of real estate.

IT'S NOT JUST ANY KIND OF REAL ESTATE INVESTING THAT CAN MAKE YOU FILTHY RICH!

What's amazing is that after the amount of years that I've been studying, investing, acquiring, and selling properties, I discovered two things: 

(1) The big money is NOT in single-family residential properties.  Flipping properties can make you some money but there's too much competition in that field right now and in certain states it's illegal. 

(2) You make money buying and KEEPING properties, not buying and selling properties.  It's the monthly cash flow that makes you rich!

And how did I come to this conclusion?  After too many years of trial and error, trying to work with the bogus information I was given (by "gurus"), a light bulb finally went on in my brain.  I would love to take 100% of the credit of finally "discovering" this revolutionary real estate investing secret but I can't.

I met this guy, Dr. Raj, through a business deal and we somehow got around to the subject of real estate.  He told me that he had several apartment buildings that were making a huge monthly cash flow.  And that he was about to retire!  He was so excited about his real estate that he ended up sitting me down in his office for hours and telling me everything he knew to help me get started.  He also said that he wished he didn't start so late with real estate because he could have been retired by then.and that's why he wanted to pass on his secrets of real estate, so I could retire young!

My only problem was that all my money was tied up in my business so I had NO MONEY to put down on a property.  The other problem is that I had the world's WORST credit because of a bankruptcy I had from debts incurred in my previous marriage.  Dr. Raj insisted that I could get several properties with NO CASH and NO CREDIT.

And he told me exactly how.  But first he told me about...

THE REAL ESTATE GURUS' DIRTY LITTLE SECRET.  YOU CAN'T MAKE MONEY "FLIPPING" WHEN HOUSING PRICES ARE SO HIGH AND YOU CAN'T MAKE MONEY RENTING HOUSES BECAUSE THE MORTGAGES ARE TOO HIGH!

SINGLE-FAMILY VS. MULTI-TENANT COMMERCIAL REAL ESTATE:  GETTING "RESIDENTIAL" MULTI-UNIT PROPERTIES!

All the real estate gurus out there sell courses on single-family homes.  None of them talk about investing in residential commercial properties (apartment buildings of 5 or more units).  So, all of their gung-ho students run out to buy single-family homes after their last rah-rah real estate seminar.  DROVES of these people are trying to latch onto single-family properties.  That makes the competition IMPOSSIBLE.

There is NO competition in buying multi-residential properties (except with me) and this leaves the field WIDE OPEN for you.  I just don't understand why no one has discovered this secret!  (I think it's because people think it's too hard or expensive to get multi-unit properties.)  There's MORE MONEY in apartment buildings, PLUS.

You're not dealing with Paycheck Charlie and Sally Housewife as you would with residential properties.  Residential home owners are inexperienced, picky, flaky, and sometimes difficult to deal with.  They usually want much more than their home is worth and don't understand the basic concept of economics called "supply and demand."

It's much easier to deal with multi-unit property owners because they are business people and know that your numbers have to work as much as theirs do.  They know business.  They know real estate.  And they know what their goal is long-term whether it's to buy, sell, or hang onto their property.  When they want to sell, you don't have to worry about dealing with a flake (most of the time) who changes his mind about the deal every five minutes.

HOW IS A MULTI-UNIT RESIDENTIAL PROPERTY DIFFERENT THAN A MULTI-UNIT COMMERCIAL PROPERTY?  AREN'T THEY THE SAME?

Properties of 4 units and under are considered "residential" in terms of acquiring a mortgage.  However, even though they are classified as "residential," they still hold "multiple" units for multiple tenants, thus making it a "multi-unit residential" property.

A multi-unit residential commercial property is an apartment building of 5 or more units.  It's much more difficult to get started with apartment buildings because of the commercial loan needed to close the deal.  Although, I even have a secret method of getting apartment buildings with NO CASH and NO CREDIT!

With a building of 4 units or less, you get a regular residential loan making it easy to close a deal within 30 days!  Plus, you can EASILY do no-money-down deals with regular mortgage lenders without a second thought.

The other upside is that you can cover your mortgage, charge a monthly rent to cover your mortgage and costs, AND pocket a nice profit each month!  All starting with NO MONEY and NO CREDIT of your own!

	Since there are so many foreclosures, people who are getting kicked out of their homes need a place to live.  This has caused the rental market, especially the demand for apartments, EXPLODE in the past 18 months!
	Now is the BEST TIME to get started in real estate investing.  All of the real estate multi-millionaires have gotten started in the "bad times" when they got DEALS GALORE.  All of the real estate investors who lost their shirts got started in the "good times" when the prices were TOO HIGH!
	Since the market isn't so great, you don't need ANY MONEY DOWN and NO CREDIT to get started.  People are so desperate to get rid of properties because of the "mass hysteria" that they will literally hand over the keys if you present them a fair deal!
	Think about it:  You'll be getting properties at the LOWEST BASEMENT-BOTTOM price so when the economy turns around (as it ALWAYS DOES) then you will have a net worth of SEVERAL MILLION DOLLARS.  Anyone can do this and easily retire in the next 36 months a multi-millionaire!!

HOW TO GET MILLION-DOLLAR APARTMENT BUILDINGS WITH NO CASH AND NO CREDIT!

There's a secret to getting ANY property with NO CASH and NO CREDIT.  There are three methods to pull this off.  (1) Lease option:  You can lease the property from the owner while collecting all of the rent, or; (2) Seller financing:  You offer to buy the property from the seller while he finances it, and you collect all of the rent, or; (3) Get bank financing.  (Yes, this is possible with no money and bad credit.I'll show you how!)

But who the hell is going to do something like that?  (I have a special way to get these properties...in a minute!)

The single-family residential market is DEAD right now which means seller-owner financing doesn't work UNLESS you can make a deal where the mortgage is LESS than the going rental rate (which is RARE since so many people are up to their eyeballs in debt on their properties).

You can ALWAYS make money with apartment buildings and the MORE UNITS you buy in one building the MORE MONEY you will make.  Apartment buildings are difficult to sell in ANY MARKET, especially this one right now!  So, that makes the opportunity for deals even better than before!

And why would an apartment building owner want to sell a money-making property?  They get sick of the hassle, the mismanagement, or maybe they just want to get rid of it for the money.  Many times apartment building owners don't manage their property right (and lose money) or try to manage the property themselves (without using a property management service so they can save a few pennies) or are just too stupid to figure out how to knock off expenses while raising rents.

This is a VERY LUCRATIVE way to get started with NO CASH and NO CREDIT!  It's very easy to get an apartment building owner to seller finance for a short time until you qualify for a loan.  In the meantime, YOU are receiving the cash flow on the property!  Think about it:  What apartment building owner wouldn't trade the hassle of him managing his apartment building for a STRESS-FREE MONTHLY CASH FLOW for doing NOTHING?

HAVE THE GOVERNMENT PAY FOR YOUR DOWN PAYMENT!

No one - AND I MEAN NO ONE - will show you how to get the government to pay for your down payments.  Is this really possible?  Yes, it is.  I've personally used the power of grants - NOT LOANS - but grants that you NEVER pay back.  Yes, you can get grants and it's MUCH EASIER than you think!

The government can give you more than $200,000 to get your first commercial property.  There are other grants for real estate that can give you a total of SEVERAL MILLION DOLLARS for your property.  Why pass up free money?  You would have to be a lunatic to pass up the government handing you hundreds of thousands, even millions, of dollars on a silver platter.

What's the catch?  You HAVE to use the money as the grant was originally intended.  If you get a real estate grant, YOU BETTER USE IT FOR REAL ESTATE and not a new car or something else.  If you don't use the grant money for what you're supposed to use it for then you could be in big trouble.  Plus you'll never get another grant again.

Here's the deal:  Use the government for a hefty down payment on your apartment building which will INCREASE your monthly cash flow since your mortgage will be LOWER.  Plus, our broker can get you a multi-residential loan in a SNAP with your government grant as a down payment.  You can close on your building in as little as 30 days or less.

Think about what I said before.  You need to get your first property.  That's it.  That's the whole battle (and it's not nearly as hard as you think).  Once you get your first property, you can keep borrowing off the equity to get additional properties.  Or get more grants.  Or both!  It's up to you!  Let the government finance your real estate business.  It's about time Uncle Sam did something for you after all the taxes you've paid all of your life, right?

In my complete course, I'll send you all of the grant sources, how to contact them, secrets to applying, and the forms you need to apply.  You'll get your real estate grant much faster and easier than you think.  And become a real estate millionaire (and maybe a billionaire) within a few months by using Uncle Sam's money.

THE SYSTEM THAT CAN MAKE YOU EXTREMELY WEALTHY:  THE ULTIMATE REAL ESTATE CASH FLOW SECRET!

There are two ways you can begin your wealth-building processes:

(1)  Start with multi-unit apartment buildings (5 units or more) right off the bat and do owner financing for 1 year or more until you qualify for your own mortgage and while waiting to get grant money.  This will allow you to get properties RIGHT AWAY, like the day you get my complete course!

Or, (2) Start with residential multi-unit buildings (4 units or less) and use grant money for a down payment while getting a regular residential loan to close the deal quickly.  Remember, residential loans close quicker and have lower interest rates.  Plus, the credit criterion is much more lax.

Depending on which method you choose, you KEEP GETTING MORE PROPERTIES.  The key is getting and KEEPING the properties versus buying and selling.  That's the whole secret to incredible cash flow wealth!

JUST GET THAT FIRST PROPERTY.  AND YOU'LL HAVE IT MADE!

Unlike other real estate "guru" systems - where have you bust your ass getting "no down" deal after deal forever --  with my system you just have to concentrate on getting that very first apartment building, doing a seller-finance or lease-option, and getting a "real" mortgage (with the simple and proven techniques that I give you), then you borrow off the equity, get the next property, borrow off that property's equity, get the next property.and on and on and on.

Once you mortgage that first property, banks will be throwing money at your feet for all the properties you want to finance from there on out.  OR, you can keep taking seller-financing and lease-option deals forever.  It's up to you!  So, how is this done?  Does this seem overwhelming?  Keep reading.

I CREATED A NEW MILLION-DOLLAR APARTMENT BUILDING REAL ESTATE CASH FLOW SYSTEM!

I created a system so you can automatically attract droves of these hot deals with minimal effort.  In fact, if you're anything like me, you hate to talk to strangers on the phone, hate to "discuss" owner financing, and feel insecure about setting up a real estate deal. 

AND YOU DON'T HAVE TO DO ANY OF THAT! 

So I had to come up with another plan for the meek (like me) to do these deals.  I had to create a better letter that would do most of the talking for me.  I had to write a better ad to get people to call me.  I had to look for other areas that people were overlooking to find these deals.

And I did!  This will blow you away.

Remember, people will be calling YOU, not the other way around.  You'll have apartment building owners beating a path to your door!  This means that they are interested and they want what you have!  No arm twisting, manipulating, embarrassing yourself with "low-ball" deals, getting laughed at, or wasting your time on any real estate deal. 

My magic letter has already told the property owner everything they need to know, how they benefit from the deal, and what the potential is for them in doing this.  So when they call you, they're ready to sign on the dotted line.  It's really that simple.

With the combination of this incredible one-of-a-kind real estate investing strategy and utilizing the rare opportunity to let me partner and help you with your deals, there's absolutely no reason why you can't be making tens of thousands of dollars a month. 

Think about the value in that alone.  You basically have all of the most successful cash flow elements to "clone" with my exact letter and real estate strategies to help you become as successful as possible. 

I want you to become massively successful and therefore ALL of the most effective, pre-tested, and proven real estate investing tools will be given to you.  I hold NOTHING back.

Here's all you have to do to become a real estate multi-millionaire:

MY SYSTEM IS BRAND NEW AND LIKE NOTHING ELSE YOU'VE EVER SEEN BEFORE!             

You may have already purchased our regular Real Estate Cash Flow System that had been offered since 2001 or our Commercial Real Estate Cash Flow System that had been offered since 2005.  This is NOTHING like either one.

This course, the Apartment Building Cash Flow System, is BRAND NEW and HOT OFF THE PRESS!  It's much more thorough, comprehensive, and step-by-step, and offers many more tools than my previous courses COMBINED!

When I first got started in apartment building properties, there was NO COURSE to show me what to do.  There were only residential courses including the same rehashed, remanufactured crap sold on late night TV.  It took me FOREVER, and years of trial and error, in order to discover what I know today.

Instead of re-inventing the wheel, take my experience and use it for your FAST-TRACK to cash flow success.  Don't try to use your old residential "guru" real estate courses to apply to apartment buildings or commercial properties because those strategies WON'T WORK!  Apartment buildings and other commercial properties are a WHOLE DIFFERENT ANIMAL altogether.

Learn from someone who has already worked out all the bugs and can show you the fastest, easiest, and most profitable way to invest.  Learn from someone who is DOING IT and not just selling a course on how to do it!  And learn from someone who can show you how to actually get properties with NO CASH and NO CREDIT of your own!

DISCOVER THE SECRETS OF THE APARTMENT BUILDING CASH FLOW SYSTEM!

	Discover how to use the power of a letter to make millions in apartment buildings!
	How to get your first property in 21 days!
	How to get started with NO MONEY, NO CREDIT, NO LICENSES, and NO EXPERIENCE!
	Use the power of government grants to get your down payment!
	Use my broker for mortgage loans, even if you have the world's worst credit!!
	Work for only 36 months and have enough residual income to retire forever!
	The secrets to getting to five- to six-figures per month in passive income in 6 months, guaranteed!
	Start your entire cash flow business with less than $500 and make money quickly.
	Use tested and proven techniques and strategies to get super hot real estate deals!
	All the secrets that real estate millionaires know but will never tell you!
	Secrets that "gurus" don't even know themselves!

BUT THAT'S NOT ALL...EVEN MORE HOT SECRETS JUST ADDED!

	The REAL strategies and "secrets" behind the most successful real estate investors and how to find deals that are "sleepers."
	How to use lists to make a fortune virtually overnight and which lists to use.
	How to work 15 hours a week or less and still make a fortune in real estate.
	How to put your business on "autopilot," getting residual income while you sleep!
	How you will NEVER have to "hard sell" a deal.  The sales letter gets people beating a path to your door!
	How YOU can get started CASHING IN NOW!

                              HERE'S HOW YOU CAN START CASHING IN NOW!

I created a TESTED and PROVED step-by-step Apartment Building Cash Flow System that I'm offering for a LIMITED TIME ONLY.  Because of the secret financial sources I reveal to you, I cannot overwhelm them with too many new students.  We can only sell a certain number of these systems and then we will have to REMOVE the financial resource information.

DO NOT MISS OUT!

Remember, we are providing you with a SPECIAL BROKER.  He can only handle so many new investors at once.  Right now he agreed to take another 80 investors.  After that I'll have to put a hold on selling any more systems with his contact information until he can take some more.  Usually I have to put a hold on selling a course for about 12 weeks, sometimes up to 6 months, so DON'T MISS OUT! 

So what will you get in the system?  Check this out:

• Apartment Building Cash Flow Manual - This heavy manual will give you the EXACT details on how to invest like a millionaire pro...and eventually you will become a real estate millionaire if you follow the simple step-by-step system.  This includes complete instructions, contracts, ads, and the EXACT how-to info you need!  There is NOTHING else like this anywhere else on the market.  Guaranteed!
• 2 Audio Segments (each 1/2 hour long) - Giving you the exact step-by-step information on how you can get started right away, what to do first, and how to make the most money in the fastest amount of time!
• Million-Dollar Resource Directory - Discover my personal sources to real estate finance, where to locate foreclosures in seconds online, have my secret financing lenders' personal numbers so they can finance your properties too, no matter how bad your credit and with NO MONEY DOWN!  There is also a listing of hard-money lenders and international lenders, including one company that specializes in Canadian properties.  This resource directory also includes your resources for state and federal grants.
• Quick-Start Guide - What to do today, tomorrow, and for the next few weeks.  How to start building your real estate business quickly and grow it as fast as possible!
• Cash Flow Evaluator Software - Do thy numbers!  This software (Excel required) will help you figure out all of your numbers to make sure your deal is profitable.  Most people have a hard time figuring out if a deal is going to make money.  This easy software makes it dummy-proof to get your accurate monthly cash flow, CAP rate, etc.
• Bonus Reports - You'll get two (2) bonus reports about getting cash back at closing and how to never get a deadbeat tenant.  These reports are super valuable and are alone worth $35.  Can you imagine getting $200,000 at the closing table?  In one report you'll discover exactly how!!

We sold the physical copy of this entire course for $398.00 just a couple of months ago.  Now, you'll be getting a SUPER BARGAIN and you'll be getting the NEWEST 2008 version that's NEVER BEFORE BEEN RELEASED!